Personal Insurance

Let Tree Frog protect what matters to you most!

How can home insurance protect you?

When something happens to your home, where you live matters most. A homeowners insurance policy protects your home and personal belongings against covered losses.

It can help cover:

Let’s Protect What Matters Most

Talk with a licensed Tree Frog Insurance advisor and get personalized coverage built around your needs. Whether it’s business, family, or future planning we’re here to make insurance simple, affordable, and stress-free.

Renters Insurance

Renters insurance covers damage or loss from burglaries, along with loss from events such as fires, certain types of water damage, and more. Be sure to check your renters insurance coverage details. There will usually be an overall limit on the payout and a maximum amount for any one renters insurance claim.

You may also get a payment toward temporary accommodation if the rental property is uninhabitable after one of the events the renters insurance policy covers.

Some policies also include liability coverage that could pay out if you accidentally damage the rental property itself or if somebody is injured while visiting you at your apartment.

Remember, even if you park a vehicle on the rental property, your car usually won’t be covered by renters insurance.

If you rent an apartment, you need renters insurance.

Auto Insurance

Protect your car or truck if it is stolen, damaged, or destroyed by fire, or damaged in a car accident that doesn’t involve any other vehicles. You can also get policies that protect your car if an uninsured driver damages it. Get the best car insurance and the best price.

Make sure you have what you need. We can help you shop rates and get the right coverage.

Speaking with your insurance agent when life events occur is important. Auto insurance can get pricey. Learn when to shop and when not to.

Here are just a few of the more common life events that would necessitate a policy change:

Motorcycle Insurance

How can motorcycle insurance protect you?

Minimum coverage on motorcycle insurance is liability insurance, and covers costs you have to pay to other people after an accident when it is your fault—this includes their medical bills and repairing or replacing their vehicle.

Bundle your insurance! Bikes, boats, and other toys can earn a discount to help you save.

Talk to an agent at Tree Frog Insurance to ensure you have the proper motorcycle insurance coverage in place.

RV Insurance

RV insurance protects your recreational vehicle from accidents, weather damage, and liability claims while traveling or parked.

When considering motorhome or RV insurance, it’s worth looking for policies that offer rental cars and/or accommodation if your camper is put out of action during a trip.

Boat Insurance

Coverage can protect the boat against damage, theft, fire, and other risks. You can pay a higher premium and have a guaranteed payout amount if you make a claim, or pay a lower premium for a cash value policy where the payout amount is based on the market price when you make a claim.

Keep your boat in Lake Michigan? You may need additional coverages required by a marina. Such as Fuel Spill coverage.

Coverage no matter how the spill happened: sunken boat, leaking tank, or a mishap at the fueling station.

Example: Your boat sinks in a nature reserve, and the government issues you a fine claiming your fuel spill threatens marine life and makes the water unsanitary. Progressive will pay the fine up to your policy’s limits.

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