Yes, we offer a free policy review to find missing coverage and possible savings.
Simple insurance. Strong protection. Trust.
Protecting families and businesses daily.
Founder | Independent Insurance Agent
Independent Insurance Agent
Brenda Payne – Independent Insurance agent
Brenda founded Tree Frog Insurance, an independent insurance agency serving Racine, Kenosha, Southeastern Wisconsin, and Lake County, Illinois. With more than 20 years of experience, she helps individuals, families, and small businesses find the right home insurance, auto insurance, business insurance, life insurance, and Medicare coverage.
Inspired by her Irish roots and the symbolism of the tree frog—adaptability, protection, and renewal—, Brenda built Tree Frog Insurance to serve her community with trusted guidance, personal connection, and local care.
A quick call → we compare options → you get covered + support.
Tell us your business, vehicles, and jobs.
We match you with options that fit.
COIs, renewals, changes, and claims guidance.
A BOP (Business Owners Policy) usually includes General Liability + Property coverage. It protects your business from customer injuries, lawsuits, and damage to your equipment or building.
Yes, in most cases if you have employees, Workers’ Comp is required by law in Wisconsin and Illinois. It covers employee injuries and medical costs.
Most COIs (Certificates of Insurance) can be issued the same day often within minutes after coverage is active.
Yes, we offer a free policy review to find missing coverage and possible savings.
6233 Durand Ave, Suite 102-6 Racine, WI 53406